Smart Coverage for Hunters and Hunt Clubs. This Hunting Lease Program delivers comprehensive insurance coverage at competitive rates from an AM Best A Rated Carrier and includes: $1M per occurrence: $2MM aggregate No Deductible Damage to Premises rented to you: $100,000 Medical expenses: $5,000 Liability from ATVs and tree stands for hunting Additional insureds are included in the premium Member-to-member coverage Guest liability coverage